Terms of Use
Last updated: July 2026
These terms govern your use of the Siemat (Siemat Al Taqnayat) website. By using the website you agree to be bound by these terms; if you do not agree, please do not use the website.
1. Acceptance of Terms
Accessing and using this website constitutes your acceptance of these terms and the related privacy policy. We reserve the right to modify these terms at any time.
2. Use of the Website
You agree to use the website only for lawful purposes, without violating applicable laws, infringing the rights of others, or disrupting the operation or security of the website.
3. Intellectual Property
All content, trademarks, logos and designs on this website are owned by or licensed to Siemat and may not be copied or reused without prior written permission.
4. Companies & Services
Specialized services in insurance, fintech and digital products are provided through Siemat companies, and each service is subject to its own terms and the relevant regulations and authorities. Information on this website is for general informational purposes and does not constitute an offer or a contractual commitment.
5. Accuracy of Content
We make reasonable efforts to keep the content accurate and up to date, but we do not warrant that it is error-free, and we may update or amend it without prior notice.
6. Third-party Links
The website may include links to third-party websites provided for convenience only, and we are not responsible for their content or policies.
7. Disclaimer
The website and its content are provided "as is" without any express or implied warranties, including fitness for a particular purpose or uninterrupted availability.
8. Limitation of Liability
Siemat shall not be liable for any direct or indirect damages arising from the use of, or inability to use, the website, to the extent permitted by applicable law.
9. Governing Law
These terms are governed by and construed in accordance with the laws of the Kingdom of Saudi Arabia, and the competent courts in the city of Riyadh shall have jurisdiction over any dispute arising from them.
10. Changes
We may update these terms from time to time, and any amendment takes effect once published on this page. Your continued use of the website constitutes acceptance of the updated version.
11. Contact Us
For any enquiry regarding these terms, you can contact us at [email protected] — Riyadh, Saudi Arabia.